Get Pre-Approved!
Pre-approval is given by mortgage lenders. A mortgage is a loan used specifically on the buying of homes.
Here's are 4 tips for pre-approved buyers:
Shop around for varying interest rates and requirements,
Save time looking at houses you know you can afford,
A pre-approval letter from a lender gives you an edge when multiple offers have been made on a house.
Pre-approved buyers can generally close more quickly!